LOAN ORIGINATION SYSTEM
Effortlessly origination and manage your loans with our advanced system
Our advanced loan origination system provides you with a seamless and effortless way to organize and manage your loans. Say goodbye to the hassle of juggling multiple spreadsheets and paperwork.
Effortless Loan Control, Empowering You to Achieve Financial Milestones
Looking for a cutting-edge LOS (Loan Origination System) that is designed to help lenders streamline their lending process? Look no further than Digiclove! Our system is designed by experienced risk professionals and technologists, who have combined their expertise to create a platform that is tailored specifically to the needs of lenders.
Our LOS system is not only user-friendly, but it also employs the latest technology and security measures to ensure that your lending process is seamless, efficient, and secure. With Digiclove, you can be confident that your lending operations are in safe hands, as our platform is designed to mitigate risk and maximize profitability.
So if you want to take your lending process to the next level, choose Digiclove as your partner. Our LOS system is the perfect tool for lenders who want to stay ahead of the competition, and we’re confident that once you experience the benefits of our platform, you’ll wonder how you ever managed without it!
Our Loan Origination System (LOS) is designed to help lenders streamline their lending process. Our platform employs the latest technology and security measures to ensure that your lending operations are efficient, accurate, and secure.
Features
Customizable workflows
Our platform allows you to customize workflows to meet your specific lending needs. You can configure the system to match your current lending process, or create a new one that suits your business model.
Credit decisioning
Our LOS system incorporates a powerful credit decisioning engine that allows lenders to quickly and accurately assess creditworthiness. This feature helps you make better lending decisions and mitigate risk.
Real-time analytics
Our platform provides real-time analytics that help you monitor your lending operations and make data-driven decisions. You can track loan performance, identify trends, and optimize your lending process for maximum profitability.
Document management
Our LOS system comes with a document management feature that enables you to manage documents and data associated with each loan application. You can easily store, organize, and retrieve loan documents and other relevant information.
Automated notifications
Our platform includes automated notifications that keep you and your borrowers informed about the status of loan applications. You can set up alerts to notify borrowers when their application is approved or denied, and send reminders when loan payments are due.
Mobile friendly
Our LOS system is mobile-friendly, so you can access it from anywhere, anytime. You can manage your lending operations on-the-go, and stay connected with your borrowers on their preferred devices.
Choose our Loan Origination System (LOS) to take your lending operations to the next level. With our customizable workflows, credit decisioning engine, real-time analytics, document management, automated notifications, and mobile-friendly platform, you can simplify your lending process, mitigate risk, and maximize profitability.
Integrations
The Power of Collaboration
At Digiclove, we understand that collaboration is key to success in the lending industry. That’s why we’ve partnered with leading credit bureaus, bank statement analyzers, and Know Your Customer (KYC) API providers to offer you a comprehensive set of integrations that will transform your lending process.
We’ve integrated with leading credit bureaus to provide you with accurate credit reports and scores. You can easily access credit reports for your borrowers, analyze their creditworthiness, and make informed lending decisions.
Our integration with bank statement analyzers allows you to automatically analyze bank statements, categorize transactions, and assess cash flow. This feature helps you make better lending decisions and improves the accuracy of your loan underwriting.
Our KYC API integration allows you to quickly and easily verify the identity of your borrowers. You can access real-time data to ensure that your borrowers are who they say they are, and comply with regulatory requirements.
With our integrations, you can streamline your lending process, reduce the risk of fraud, and improve the accuracy of your loan underwriting. You can also save time and resources, as our integrations automate many of the manual processes associated with lending.
Choose Digiclove for the power of collaboration. Our integrations with credit bureaus, bank statement analyzers, and KYC API providers give you the tools you need to make informed lending decisions and grow your lending business.
Credit Bureau Analysis services
At Digiclove, we understand the importance of accurate credit bureau analysis and custom scores in the lending industry. That’s why we’ve developed a Credit Bureau Analysis service that provides you with reliable credit information to make informed lending decisions. Our team of experienced risk professionals and technologists have developed hundreds of models for various portfolios, enabling us to deliver accurate and reliable credit features from credit reports and custom scores.
We combine unique machine learning feature generation functions with domain expertise to curate features that capture the most relevant credit information. This approach ensures that you rightly assess creditworthiness and mitigate risk.
Our service provides you with accurate credit bureau features that enable you to make informed lending decisions. Our credit bureau features consume information on credit accounts, payment history, credit inquiries, and outstanding balances
We provide reliable credit scores that are based on our proprietary scoring models. Our credit scores take into account multiple factors, including payment history, credit utilization, and length of credit history.
Our team of experienced risk professionals and technologists can work with you to develop custom credit models that are tailored to your specific lending needs. This approach ensures that you receive credit reports and scores that are relevant and meaningful to your lending business.
Choose Digiclove for Credit Bureau Analysis services that provide you with accurate credit bureau features and custom scores. Our unique approach to feature generation, combined with our domain expertise, ensures that you receive credit information that is relevant and meaningful to your lending business.
AI/ML
Revolutionize Your Credit Risk Management with Digiclove’s AI-Driven Decision Engine.
Managing credit risk is critical to the success of any lending operation. That’s why Digiclove has developed an AI-driven decision engine that is designed to optimize credit limits and enable credit managers to quickly adapt to changing portfolio dynamics. Our platform uses machine learning models to assess creditworthiness and optimize credit limits, giving you the tools you need to make informed lending decisions and mitigate risk.
Our platform uses machine learning models to assess creditworthiness and optimize credit limits. Our models take into account multiple factors, including credit scores, payment history, credit utilization, and length of credit history. This approach ensures that you receive accurate and reliable credit assessments that enable you to make informed lending decisions.
Our platform optimizes credit limits based on our proprietary scoring models. This approach ensures that you extend credit to customers that have the ability and willingness to repay, while mitigating risk.
Our platform provides real-time analytics that help you monitor your lending operations and identify areas for optimization. You can track loan performance, identify trends, and make data-driven decisions.
Our team of experienced risk professionals and technologists can work with you to develop custom credit models that are tailored to your specific lending needs. This approach ensures that you receive credit assessments and credit limits that are relevant and meaningful to your lending business.
Our platform is designed for flexibility and agility, enabling credit managers to quickly adapt to changing portfolio dynamics. You can easily modify credit models and adjust credit limits as needed to meet changing business needs.
Choose Digiclove for an AI-driven decision engine that revolutionizes your credit management. Our machine learning models, optimized credit limits, real-time analytics, customizable credit models, and agile decision-making capabilities give you the tools you need to make informed lending decisions and grow your lending business.
Pre Built Scorecards
Looking to start a lending business but don’t have the data to make informed decisions? Digiclove has got you covered! Our pre-built scorecards, developed by industry experts, provide lenders with the tools they need to make smart lending decisions.
Our founders bring a wealth of risk expertise and domain understanding to the table, ensuring that our scorecards are not only accurate, but also tailored to meet the specific needs of our clients. With a deep understanding of Bureau Scorecards, Banking, Financial Statements, GST, and other alternative data sources, we can help you make informed lending decisions that minimize risk and maximize profits.
Our Bureau Scorecards leverage data from major credit bureaus, allowing us to assess the creditworthiness of borrowers with minimal effort. Our Banking and Financial Statement Scorecards take a more in-depth approach, analysing bank statements and financial records to provide a more comprehensive view of a borrower’s financial situation.
For businesses that may not have traditional financial records, our GST Scorecards and other alternative data scorecards can help fill in the gaps. By analysing things like social media presence, online reviews, and other non-traditional data sources, we can provide lenders with a more complete picture of a borrower’s financial health.
At Digiclove, we understand that starting a lending business can be daunting. That’s why we’ve developed pre-built scorecards that take the guesswork out of the equation. With our expertise and domain understanding, you can make informed lending decisions with confidence.
